Mallikarjun Konade, Bhupendra Bahadur Tiwari. Understanding Robo-Advisor Adoption in Emerging Markets: An Empirical Investigation of Utilitarian, Social, and Moderating Factors in Karnataka, India . ASJ [Internet]. 2026 Apr. 25 [cited 2026 May 1];15(02):100 to 107. Available from: https://aksharasurya.com/index.php/latest/article/view/2003