Padmanjali K, and R. Selvi. “Access, Awareness and Adoption: A Study of PM-Kisan and Kisan Credit Card Among Davangere Farmers”. ಅಕ್ಷರಸೂರ್ಯ (AKSHARASURYA), vol. 9, no. 04, Oct. 2025, p. 19 to 28, https://aksharasurya.com/index.php/latest/article/view/1644.