1.
Siddarth Nagamurthy Madankar. AI-Driven Threat Detection for UPI and ONDC Platforms: An Empirical Study of Cybersecurity Risks, Trust, and Digital Payment Resilience in India . ASJ. 2026;15(02):160 to 167. Accessed May 1, 2026. https://aksharasurya.com/index.php/latest/article/view/2012